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Top 10 Count Down
Saving Money in a Recession
Douglas Chick

With less and less disposable income, due to soaring
fuel prices and higher mortgage payments, land lines are fast becoming the
first to be cut out of the American household budget. After all if
everyone in your household has a cell phone, why have a phone for the
house. When calculating your monthly bills, your home phone bill seems
less important than your mortgage or rent. Your next priority might be
your electric and water, followed by car, auto insurance, gas and then
somewhere on the bottom; food and entertainment costs. In tight economic
times, it becomes more than evident who you are really working for. When
most of us should be spending on the future; say your savings and
retirement, many of us can barely struggle through our monthly
obligations. So what are some of the first unnecessary expenses we need to
cut in times of economic crisis? Below I made the top 10 items that should
go first:
Top 10 Ways to Save Money
10. Home Landline – As I have already stated,
you do not need an additional phone bill when you already have a cell
phone. If however you have DLS, you might need to go to high speed cable.
Many people that read this website will most likely piggy back on their
neighbors open WiFi.
9. Cable T.V. – I think cable television will
be the next to go on the list. After all, most of what you see on
television can be seen on the Internet, or from patching directing into
your neighbors cable.
8. Satellite Radio – Again, an unnecessary
expense that can be listened to on the Internet for free…providing you are
stealing wireless Internet from your neighbors.
7. Eating at home – This is something you
really can not accomplish from the Internet. Eating at home can reduce
your monthly food bills up to 80 percent. (This number is solely based on
my bills.) If you can eat at someone else’s home you can reduce your food
cost even more.
6. Theatre and Movies – Again, Internet.
5. New Clothes – Most people, not including
women, spend on an average of 200 dollars a month on clothing. Less if you
are a computer professional. In fact, most computer people spend nothing
on clothing.
4. ITunes Music Purchases -- ??? Sorry, forgot
this was a geek website. .
3. Starbucks – Changing coffee vendors from
Starbucks to anyone?
2. Purchase Hybrid Vehicles – Trade in your
existing gas guzzler for a hybrid vehicle, no matter how ugly they are.
1. The # 1 way to save money in a recession
is don’t do anything, stay home and play Guitar Hero until a
new government is elected into office.
Note: If you were offended by my statemetn:
Most people, not including women, I
apologize. It was not my intention to insult, demoralize, or otherwise
degrade woman. If I receive more than 2 emails from people offended I will
retract. furthermore, if you are offended from the statement: until
a new government is elected into office.
You are an idiot!
Best regards, and a happy and prosperous new year.
Douglas Chick
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